Integrity Custom Built

CA LIC #1150717

(Continued) As we witness increasing instances of wildfires, many communities are faced with the dual challenges of displacement and rising housing costs.


To combat climate gentrification, it is essential for policymakers to recognize manufactured homes as a vital element of disaster recovery. I propose the following initiatives for cities and states to consider:

- Incentives for Rebuilding: Implement grants and subsidies to encourage the use of fire-resistant manufactured homes.
- Streamlined Permitting Processes: Simplify and expedite the permitting process to reduce bureaucratic delays and lower rebuilding costs.
- Zoning Reforms: Modify zoning regulations to permit manufactured homes in a broader range of residential areas, thus preventing restrictions that favor costly new developments.

By adopting these policies, governments can ensure that wildfire recovery efforts focus on community stability rather than succumbing to gentrification pressures.

In Altadena, a community with a rich history of Black and Hispanic homeownership, the threat of climate gentrification looms large. Without timely intervention, many families who have long called this place home may face displacement. Embracing manufactured homes as a viable solution for rebuilding can help safeguard Altadena’s diverse heritage and provide a sustainable path forward for those affected by wildfires.

If you or someone you know is seeking affordable, fire-resistant rebuilding options following the Eaton Fire, we encourage you to reach out to Integrity Custom Built. We are dedicated to helping families remain in their communities and rebuild stronger than before. 
 
Integrity Custom Built can provide the security and affordability you need. Please contact us today to learn more about our exclusive wildfire-resistant manufactured homes and how we can assist you in building a safer, more resilient future.
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(Continued) FHA 203(h) Disaster Loan

To qualify for this program, please ensure you meet the following requirements:

- Your primary residence in Altadena must have been destroyed or rendered uninhabitable by the wildfire.
- Your home must have been located within the federally declared disaster area as identified by FEMA.
- You need to apply within 12 months of the disaster declaration date, which, for Altadena, is by January 8, 2026.
- Documentation of your loss is required, including insurance claims, FEMA letters, or city inspection reports.

It's important to note that even if your credit score is not perfect or your financial condition has been adversely affected by the fire, the 203(h) program offers greater flexibility compared to traditional mortgages. FHA-approved lenders are instructed to consider disaster-related circumstances when evaluating credit and income.

In addition to financing options, we want to highlight the benefits of using manufactured homes from
Integrity Custom Built for rebuilding in Altadena. Traditional site-built construction can take 12 to 18 months or longer, with rising costs due to labor shortages and material delays. Manufactured homes provide a quicker and cost-effective alternative.

Our homes are constructed off-site in climate-controlled conditions and are installed on your property with permanent foundations that comply with FHA and HUD guidelines. Notably, our new models feature:

- High-end design and smart home technology
- Fire-resistant upgrades, including Class A fire-rated roofing, noncombustible siding, and dual-pane tempered glass windows
- Energy-efficient features like smart thermostats and low-E windows

These homes are built to last and meet stringent HUD standards. They are eligible for FHA 203(h) financing as long as they are placed on land you own and installed on a compliant permanent foundation. Our team will manage all necessary inspections, certifications, and title conversions for FHA loan approval.

If you still own the land where your home was lost, you can utilize the FHA 203(h) loan to purchase a new manufactured home and rebuild on-site.
Integrity Custom Built will assist with:

- Debris removal coordination (if applicable)
- Permit applications with Los Angeles County
- Grading, trenching, and site preparation
- Utility reconnection or new installations (power, water, sewer)
- Foundation engineering and installation
- HUD certification and lender-required inspections
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(Continued) Property Potential with Manufactured Homes and ADUs

Senate Bill 9 (SB 9). Key Provisions of SB 9
Allows property owners to subdivide a single-family lot into two separate parcels.
Permits the construction of up to two residential units per lot, meaning a single-family property can be converted into a four-unit property.
The approval process is ministerial, meaning local governments must approve compliant projects without discretionary review.
Allows homeowners to develop rental housing without requiring a lengthy rezoning process.
Does not replace existing Accessory Dwelling Unit (ADU) laws, meaning ADUs can still be added in many cases.
The Role of ADUs in SB 9 Development
While SB 9 provides an opportunity to increase housing density, Accessory Dwelling Units (ADUs) remain one of the easiest and most effective ways to add new housing units in California. Unlike SB 9 projects, which can sometimes face local opposition and zoning challenges, ADUs benefit from state laws that prevent cities from imposing restrictive barriers. As we strive to address the housing crisis, understanding the potential of these homes can be a game-changer.

Recent legislation has reduced obstacles for housing development by:

- Eliminating parking requirements in most cases
- Removing affordability mandates and rent control restrictions
- Allowing ministerial approval, which means projects can proceed without public hearings

When the government steps back, housing can be developed more efficiently. Accessory Dwelling Units (ADUs) offer a flexible, affordable means for homeowners and investors to enhance rental income and property values while remaining compliant with local regulations.

Here’s how factory-built manufactured homes can further maximize the potential of SB 9 and ADU projects:

- Faster Build Times: Manufactured homes are produced in a controlled factory setting, minimizing delays caused by weather conditions and expediting the installation process.
- Lower Costs: Unlike traditional site-built homes, which often exceed budgets due to fluctuating labor and material costs, manufactured homes offer a high-quality, cost-effective alternative.
- Customizable Designs: These homes come in various configurations, including both single-section and multi-section models, making them suitable for duplexes and ADU additions.
- Energy Efficiency: New manufactured homes are designed to meet or exceed California’s Title 24 energy efficiency standards, effectively lowering utility expenses for both homeowners and tenants.
- Streamlined Permitting: Manufactured homes adhere to HUD code standards, which can lead to fewer permitting delays compared to conventional construction methods.

As we explore innovative housing solutions, integrating factory-built manufactured homes into our strategies can significantly catalyze the development of affordable and efficient housing options.
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(Continued) Prefabrication and precision engineering have transformed manufactured housing into a premier solution for fire safety and environmental sustainability.

We understand the challenges you are facing in the aftermath of a Fire, and we are here to support your recovery journey.
At Integrity Custom Built, we offer a solution with our fire-resistant manufactured homes, designed to provide you with a faster and more affordable path to rebuilding with confidence.

Our homes incorporate cutting-edge fire-resistant technology and materials to enhance safety, including:

- Black Metal Fireproof Roofs: Class A fire-rated metal roofing for superior protection.
- Noncombustible Fiber-Cement Siding: A durable, fire-resistant alternative to traditional siding.
- Dual-Pane Tempered Glass Windows: Resists heat penetration and prevents shattering.
- Ember-Resistant Vents: 1/8-inch metal mesh vents to keep embers from entering your home.
- Steel-Framed Entry Doors: Enhanced fire protection with increased durability.
- Noncombustible Skirting & Foundation Options: Fire-resistant skirting or raised clearance to prevent ignition.
- Fire-Safe Decking Options: Choose from metal, stone, or aluminum for added fire resistance.
- Defensible Space Landscaping Consultation: Guidance on creating a fire-resistant buffer zone.

Our fire-resistant homes are not only designed for safety but also for efficiency.
Integrity Custom Built offers several advantages:

- Rapid Construction & Delivery: Factory-built components ensure faster installation.
- Turnkey Installation Services: We manage everything from permitting to final setup.
- Lower Costs: More affordable than traditional rebuilding methods.
- Energy-Efficient Upgrades: Features like smart thermostats, advanced insulation, and solar compatibility.
- Customizable Fire-Safety Packages: Optional upgrades for fencing, ember-resistant attic systems, and perimeter barriers.

As wildfires continue to impact communities across California, the demand for fire-resistant housing is more critical than ever.
Integrity Custom Built is committed to leading the way with innovative designs and industry-leading fire protection.

If you are considering rebuilding in a wildfire-prone area, we invite you to explore how
Integrity Custom Built can provide the security and affordability you need. Please contact us today to learn more about our exclusive wildfire-resistant manufactured homes and how we can assist you in building a safer, more resilient future.
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